We offer three stand-alone Medicare prescription drug plans, commonly referred to as Medicare Part D plans. 

Here's what our plans — BlueCross Rx EssentialSM, BlueCross Rx ValueSM and BlueCross Rx PlusSM — offer:

  • Access to a pharmacy network that includes most national chains and mail-order pharmacy services
  • Easy prescription refills — get your prescriptions mailed to you when you use mail-order pharmacy services
  • More savings with our mail-order pharmacy
  • A plus plan that has no deductible and includes gap coverage when you buy generic drugs

Important Message About What You Pay for Vaccines — Our plan covers most Part D vaccines at no cost to you, even if you haven’t paid your deductible. Call Customer Service for more information.

Important Message About What You Pay for Insulin — You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on, even if you haven’t paid your deductible.

2024 Medicare Drug Plans

BlueCross Rx ESSENTIAL (PDP)BlueCross Rx Value (PDP)BlueCross Rx Plus (PDP)
$77.00 monthly premium$117.40 monthly premium$157.40 monthly premium
Affordable copaymentsAffordable copaymentsNo deductible, affordable copayments
Lower-cost copayments at preferred network pharmaciesLower-cost copayments at preferred network pharmaciesLow-cost generic drugs in the coverage gap
Cost-saving mail-order optionCost-saving mail-order optionCost-saving mail-order option


Have questions?

Discuss your Medicare Part D plan options with an agent today at 1-800-930-2836 (TTY 711).

Find a Licensed Agent

Choose an SC agent or request a call whenever it's convenient for you.

Already a Member?

Forms & Policies

Submit coverage appeals, share feedback about your plan, report fraud and review other forms and policies associated with your plan. 

Review Plan Information


Reach us with questions about your Medicare coverage. Take a look at our contact information based on your question or concern. 

Reach Us

Frequently Asked Questions

Who's eligible for our plans?

Anyone who is entitled to Medicare Part A or enrolled in Medicare Part B and who lives in South Carolina is eligible to join our plans, regardless of income and resources, pre-existing conditions or current prescription drug expenses. Our service area is the state of South Carolina. You must continue to pay your Medicare Part B premium.

Where can I get my prescriptions?

BlueCross BlueShield of South Carolina has formed a network of pharmacies that you must use to receive BlueCross Rx plan benefits. In general, you must use network pharmacies to access your prescription drug benefit, except in special circumstances. The pharmacy network may change at any time. You will receive notice when necessary.

For an up-to-date list of the pharmacies in our network, see our Pharmacy Directory, or search by location using the Pharmacy Locator.* You may also request that a printed pharmacy directory be mailed to you by calling Customer Service at 1-888-645-6025.

How can I compare my options?

You can compare BlueCross Rx Plans to other plans using our Summary of Benefits (Rx Essential, Rx Value, and Rx Plus). Please note the Summary of Benefits doesn't list every service that we cover or list every limitation or exclusion.

To get a complete list of our benefits, please review the BlueCross Rx Plus Evidence of Coverage, BlueCross Rx Value Evidence of Coverage, or BlueCross Rx Essential Evidence of Coverage

Am I eligible for subsidized coverage?

You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for getting Extra Help, call:

Learn about the Medicare Extra Help program here. This program provides additional help for people with limited income. You can also view the Centers for Medicare and Medicaid Services (CMS)* Best Available Evidence (BAE) policy.

*CMS is an independent organization that provides health information you may find helpful. 

Which prescriptions are covered?

BlueCross Rx plans use a prescription drug list (formulary). The formulary may change at any time. You will receive notice when necessary.

For the most current information, see our Comprehensive Rx Plus FormularyRx Value Formulary or Rx Essential Formulary (list of covered prescription drugs) or our Drug Search Tool.

Restrictions may apply. For a list of upcoming changes, see the Formulary Change Notice.

Are there additional requirements for certain drug coverage?

Some covered drugs may have additional requirements or limits on coverage. These requirements and limits may include prior authorization, quantity limits or step therapy. Links to our plan's prior authorization and step therapy criteria are below.

  • Prior Authorization: Requires you or your physician to get prior authorization for certain drugs. This means you will need to get approval before you fill your prescriptions. If you don’t get approval, the plan may not cover the drug.
  • Quantity Limits: For certain drugs, the plan limits the amount of the drug that will be covered.
  • Step Therapy: In some cases, the plan requires you to first try certain drugs to treat your medical condition before another drug will be covered for that condition.
What is the Medication Therapy Management program?

Medication Therapy Management (MTM) Program

The MTM Program is a free service for eligible members of our plan and is not considered a benefit. This program is designed to help members keep their medications on the right track.

The purpose is to make sure all your medications are the right choice for your medical conditions Teach you how to get the most from your medications.

It’s easy to get started in the MTM program. If you are eligible, you are automatically enrolled, and you will receive a letter in the mail inviting you to participate. There is no added cost for participating, and you may decline individual services or opt-out of the program at any time. Learn more about the MTM Program and its benefits, which can include:

  • Lowering your risk for potential harmful drug reactions and side effects.
  • Teaching you why it’s important to take your medications on time.
  • Helping you potentially find ways to save money.


Shop for Plans in Your Area

Use our online enrollment and comparison tools to shop for plans. Note: this link will direct you to another site and prompt you to share your zip code for plan information. 

BlueCross BlueShield of South Carolina is a Medicare Advantage PPO and HMO plan with a Medicare contract. BlueCross Essential, Rx Value and BlueCross Rx Plus are stand-alone prescription drug plans with a Medicare contract. Enrollment in BlueCross Total, BlueCross Total Value, BlueCross Blue Basic, BlueCross Secure, BlueCross Essential, BlueCross Rx Value or BlueCross Rx Plus depends on contract renewal.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year.

Out-of-network/non-contracted providers are under no obligation to treat BlueCross BlueShield of South Carolina Medicare members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call Customer Service or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

BlueCross BlueShield of South Carolina does not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation or health status in our health plans, when we enroll members or provide benefits. Free language interpretation services are available for those who cannot read or speak English. Read our Non-Discrimination Statement and Foreign Language Access policy.